/* Helping Hands Credit Solutions
   Palette: deep evergreen (trust, money, growth) + warm gold (optimism) on a soft cream. */
:root {
  --green-900: #0A2C22;
  --green-800: #0E3B2E;
  --green-700: #155240;
  --green-600: #1D6B53;
  --green-100: #E6F0EB;
  --gold: #E3B65B;
  --gold-600: #C99A3C;
  --gold-50: #FBF4E4;
  --cream: #FBF8F2;
  --ink: #142019;
  --muted: #56645D;
  --line: #E4E0D6;
  --white: #FFFFFF;
  --radius: 18px;
  --shadow: 0 1px 2px rgba(10, 44, 34, .06), 0 12px 32px rgba(10, 44, 34, .10);
  --shadow-lg: 0 2px 4px rgba(10, 44, 34, .06), 0 24px 60px rgba(10, 44, 34, .18);
  --serif: "DM Serif Display", Georgia, serif;
  --sans: "Manrope", system-ui, -apple-system, "Segoe UI", sans-serif;
}

*, *::before, *::after { box-sizing: border-box; }
html { scroll-behavior: smooth; scroll-padding-top: 88px; -webkit-text-size-adjust: 100%; }
body {
  margin: 0;
  font-family: var(--sans);
  font-size: 17px;
  line-height: 1.65;
  color: var(--ink);
  background: var(--cream);
  -webkit-font-smoothing: antialiased;
}
img, svg { display: block; max-width: 100%; }
a { color: var(--green-700); }
h1, h2, h3 { line-height: 1.12; margin: 0 0 .5em; }
p { margin: 0 0 1em; }

.wrap { width: min(1180px, 100% - 32px); margin-inline: auto; }
.narrow { max-width: 820px; }
.center { text-align: center; }
.muted { color: var(--muted); }
.skip { position: absolute; left: -999px; top: 8px; background: var(--white); padding: 8px 14px; border-radius: 8px; z-index: 100; }
.skip:focus { left: 8px; }

.eyebrow {
  font-size: 13px; font-weight: 800; letter-spacing: .14em; text-transform: uppercase;
  color: var(--green-600); margin-bottom: .75em;
}
.eyebrow--gold { color: var(--gold); }
.h2 { font-family: var(--serif); font-weight: 400; font-size: clamp(32px, 4.2vw, 48px); letter-spacing: -.01em; }
.lead { font-size: clamp(17px, 1.6vw, 19px); color: var(--muted); }

/* ---------- Buttons ---------- */
.btn {
  display: inline-flex; align-items: center; justify-content: center; gap: 8px;
  font: 800 16px/1 var(--sans); text-decoration: none; border: 2px solid transparent;
  border-radius: 999px; padding: 15px 26px; cursor: pointer;
  transition: transform .15s ease, background-color .15s ease, border-color .15s ease, color .15s ease;
}
.btn:hover { transform: translateY(-1px); }
.btn:focus-visible { outline: 3px solid var(--gold); outline-offset: 3px; }
.btn--sm { padding: 11px 18px; font-size: 14px; }
.btn--lg { padding: 18px 30px; font-size: 17px; }
.btn--block { width: 100%; }
.btn--gold { background: var(--gold); color: var(--green-900); }
.btn--gold:hover { background: #EBC373; }
.btn--primary { background: var(--green-800); color: var(--white); }
.btn--primary:hover { background: var(--green-700); }
.btn--ghost { background: transparent; color: var(--white); border-color: rgba(255,255,255,.35); }
.btn--ghost:hover { border-color: var(--white); }
.btn--outline-light { color: var(--white); border-color: rgba(255,255,255,.45); }
.btn--outline-light:hover { border-color: var(--white); }

/* ---------- Header ---------- */
.header {
  position: sticky; top: 0; z-index: 50;
  background: rgba(14, 59, 46, .96);
  backdrop-filter: saturate(1.4) blur(10px);
  -webkit-backdrop-filter: saturate(1.4) blur(10px);
  border-bottom: 1px solid rgba(255,255,255,.08);
}
.header__inner { display: flex; align-items: center; gap: 24px; min-height: 72px; }
.brand { display: flex; align-items: center; gap: 12px; text-decoration: none; color: var(--white); }
.brand__mark { width: 40px; height: 40px; color: var(--green-600); flex: none; }
.brand__text { font-family: var(--serif); font-size: 21px; line-height: 1; }
.brand__text small { display: block; font-family: var(--sans); font-size: 11px; font-weight: 700; letter-spacing: .18em; text-transform: uppercase; color: var(--gold); margin-top: 4px; }
.nav { display: flex; gap: 26px; margin-left: auto; }
.nav a { color: rgba(255,255,255,.82); text-decoration: none; font-weight: 600; font-size: 15px; }
.nav a:hover { color: var(--white); }
.header__cta { display: flex; align-items: center; gap: 18px; }
.header__phone { display: flex; align-items: center; gap: 8px; color: var(--white); font-weight: 800; text-decoration: none; font-size: 15px; white-space: nowrap; }
.header__phone svg { width: 18px; height: 18px; fill: var(--gold); }

/* ---------- Hero ---------- */
.hero {
  position: relative; overflow: hidden; color: var(--white);
  background:
    radial-gradient(900px 500px at 85% 10%, rgba(227,182,91,.16), transparent 60%),
    radial-gradient(700px 600px at 0% 100%, rgba(29,107,83,.55), transparent 60%),
    linear-gradient(160deg, var(--green-800), var(--green-900));
  padding: clamp(48px, 7vw, 96px) 0 clamp(56px, 8vw, 110px);
}
.hero::after {
  /* faint grid texture for depth */
  content: ""; position: absolute; inset: 0; pointer-events: none;
  background-image: linear-gradient(rgba(255,255,255,.035) 1px, transparent 1px), linear-gradient(90deg, rgba(255,255,255,.035) 1px, transparent 1px);
  background-size: 48px 48px;
  mask-image: linear-gradient(to bottom, black, transparent 85%);
  -webkit-mask-image: linear-gradient(to bottom, black, transparent 85%);
}
.hero__grid { position: relative; z-index: 1; display: grid; grid-template-columns: 1.1fr .9fr; gap: clamp(32px, 5vw, 72px); align-items: center; }
.hero h1 { font-family: var(--serif); font-weight: 400; font-size: clamp(40px, 5.6vw, 66px); letter-spacing: -.015em; margin: 18px 0 20px; }
.hero h1 em { font-style: italic; color: var(--gold); }
.hero .lead { color: rgba(255,255,255,.80); max-width: 580px; }
.rating-pill {
  display: inline-flex; align-items: center; gap: 10px; text-decoration: none; color: var(--white);
  background: rgba(255,255,255,.08); border: 1px solid rgba(255,255,255,.16);
  padding: 8px 16px; border-radius: 999px; font-size: 14px;
}
.stars { color: var(--gold); letter-spacing: 2px; }
.stars--lg { font-size: 26px; letter-spacing: 6px; margin: 0; }
.hero__checks { list-style: none; padding: 0; margin: 0 0 30px; display: grid; gap: 10px; }
.hero__checks li { position: relative; padding-left: 32px; font-weight: 600; }
.hero__checks li::before, .ticks li::before {
  content: ""; position: absolute; left: 0; top: 3px; width: 21px; height: 21px; border-radius: 50%;
  background: var(--gold) url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%230A2C22' stroke-width='3.4' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpath d='M6 12.5l4 4 8-9'/%3E%3C/svg%3E") center/13px no-repeat;
}
.hero__actions { display: flex; flex-wrap: wrap; gap: 14px; }
.owned { display: flex; flex-wrap: wrap; gap: 8px; margin-top: 26px; }
.owned__chip {
  font-size: 13px; font-weight: 700; padding: 6px 12px; border-radius: 999px;
  background: rgba(227,182,91,.14); color: var(--gold); border: 1px solid rgba(227,182,91,.3);
}

/* ---------- Form card ---------- */
.card { background: var(--white); color: var(--ink); border-radius: 22px; box-shadow: var(--shadow-lg); }
.form { padding: clamp(24px, 3vw, 34px); position: relative; }
.form::before {
  content: ""; position: absolute; inset: 0 0 auto; height: 6px; border-radius: 22px 22px 0 0;
  background: linear-gradient(90deg, var(--gold), var(--gold-600));
}
.form__head h2 { font-family: var(--serif); font-weight: 400; font-size: 28px; margin-bottom: 6px; }
.form__head .eyebrow { margin-bottom: 8px; }
.form__head .muted { font-size: 15px; margin-bottom: 18px; }
.field { display: block; margin-bottom: 14px; }
.field span { display: block; font-size: 14px; font-weight: 700; margin-bottom: 6px; }
.field input, .field select {
  width: 100%; font: 500 16px var(--sans); color: var(--ink);
  padding: 13px 14px; border: 1.5px solid var(--line); border-radius: 12px; background: var(--cream);
  transition: border-color .15s ease, box-shadow .15s ease, background-color .15s ease;
}
.field input:focus, .field select:focus { outline: none; border-color: var(--green-600); background: var(--white); box-shadow: 0 0 0 4px rgba(29,107,83,.14); }
.field input[aria-invalid="true"] { border-color: #B3261E; background: #FDF3F2; }
.field-row { display: grid; grid-template-columns: 1fr 1fr; gap: 12px; }
.form .btn { margin-top: 6px; }
.form__status { margin: 12px 0 0; font-weight: 700; font-size: 15px; min-height: 0; }
.form__status:empty { display: none; }
.form__status.is-error { color: #B3261E; }
.form__status.is-ok { color: var(--green-600); }
.form__fine { display: flex; gap: 8px; align-items: flex-start; font-size: 13px; color: var(--muted); margin: 14px 0 0; }
.form__fine svg { width: 16px; height: 16px; flex: none; fill: var(--green-600); margin-top: 3px; }
.hp { position: absolute; left: -9999px; }
.form.is-done .field, .form.is-done .field-row, .form.is-done button { display: none; }
.form.is-done .form__status { font-size: 17px; padding: 16px; border-radius: 12px; background: var(--green-100); }

/* ---------- Trust strip ---------- */
.strip { background: var(--white); border-bottom: 1px solid var(--line); }
.strip__grid { display: grid; grid-template-columns: repeat(4, 1fr); text-align: center; }
.strip__grid div { padding: 26px 12px; }
.strip__grid div + div { border-left: 1px solid var(--line); }
.strip strong { display: block; font-family: var(--serif); font-weight: 400; font-size: 38px; color: var(--green-800); line-height: 1.1; }
.strip span { font-size: 14px; font-weight: 600; color: var(--muted); }

/* ---------- Sections ---------- */
.section { padding: clamp(64px, 9vw, 112px) 0; }
.section--tint { background: var(--green-100); }
.section--dark { background: var(--green-900); color: var(--white); }
.section__head { max-width: 760px; margin: 0 auto clamp(36px, 5vw, 56px); }

.steps { list-style: none; padding: 0; margin: 0 0 44px; display: grid; grid-template-columns: repeat(3, 1fr); gap: 22px; counter-reset: s; }
.step { background: var(--white); border-radius: var(--radius); padding: 32px 28px; box-shadow: var(--shadow); position: relative; }
.step__num {
  display: grid; place-items: center; width: 50px; height: 50px; border-radius: 14px;
  background: var(--green-800); color: var(--gold); font-family: var(--serif); font-size: 26px; margin-bottom: 18px;
}
.step h3, .svc h3 { font-size: 21px; font-weight: 800; }
.step p, .svc p { color: var(--muted); margin: 0; }

.cards { display: grid; grid-template-columns: repeat(3, 1fr); gap: 22px; }
.svc { background: var(--white); border: 1px solid var(--line); border-radius: var(--radius); padding: 30px 28px; transition: transform .2s ease, box-shadow .2s ease, border-color .2s ease; }
.svc:hover { transform: translateY(-3px); box-shadow: var(--shadow); border-color: transparent; }
.svc__icon { width: 52px; height: 52px; border-radius: 14px; background: var(--gold-50); display: grid; place-items: center; margin-bottom: 18px; }
.svc__icon svg { width: 26px; height: 26px; fill: none; stroke: var(--green-700); stroke-width: 2; stroke-linecap: round; stroke-linejoin: round; }

/* ---------- Reviews ---------- */
.reviews { display: grid; grid-template-columns: repeat(3, 1fr); gap: 22px; }
.review { margin: 0; background: rgba(255,255,255,.05); border: 1px solid rgba(255,255,255,.12); border-radius: var(--radius); padding: 30px 28px; display: flex; flex-direction: column; justify-content: space-between; }
.review blockquote { margin: 0 0 24px; font-size: 17px; color: rgba(255,255,255,.9); }
.review blockquote::before { content: "★★★★★"; display: block; color: var(--gold); letter-spacing: 3px; margin-bottom: 14px; }
.review figcaption { display: flex; align-items: center; gap: 12px; font-weight: 800; }
.review figcaption small { display: block; font-weight: 500; font-size: 13px; color: rgba(255,255,255,.6); }
.avatar { width: 44px; height: 44px; border-radius: 50%; background: var(--gold); color: var(--green-900); display: grid; place-items: center; font-family: var(--serif); font-size: 20px; flex: none; }
.reviews__more { margin-top: 44px; display: flex; flex-direction: column; align-items: center; gap: 18px; }
.tags { display: flex; flex-wrap: wrap; justify-content: center; gap: 8px; margin: 0 0 6px; }
.tags span { font-size: 14px; font-weight: 600; padding: 6px 14px; border-radius: 999px; background: rgba(255,255,255,.08); color: rgba(255,255,255,.85); }
.link-light { color: rgba(255,255,255,.8); font-weight: 700; text-decoration: none; }
.link-light:hover { color: var(--white); }

/* ---------- About ---------- */
.about { display: grid; grid-template-columns: .85fr 1.15fr; gap: clamp(36px, 6vw, 84px); align-items: center; }
.about__visual { position: relative; }
.about__photo {
  aspect-ratio: 4 / 5; border-radius: 26px; overflow: hidden;
  background:
    radial-gradient(circle at 30% 20%, rgba(227,182,91,.35), transparent 55%),
    linear-gradient(160deg, var(--green-700), var(--green-900));
  background-size: cover; background-position: center;
  display: grid; place-items: center; box-shadow: var(--shadow-lg);
}
.about__photo span { font-family: var(--serif); font-size: 160px; color: rgba(255,255,255,.18); }
.about__photo.has-photo span { display: none; }
.about__badge {
  position: absolute; right: -18px; bottom: 28px; background: var(--white); border-radius: 16px; padding: 16px 20px;
  box-shadow: var(--shadow-lg); border-left: 5px solid var(--gold); max-width: 240px;
}
.about__badge strong { display: block; font-family: var(--serif); font-weight: 400; font-size: 21px; color: var(--green-800); line-height: 1.2; }
.about__badge span { font-size: 13px; color: var(--muted); font-weight: 600; }
.about__copy p { color: var(--muted); }
.ticks { list-style: none; padding: 0; margin: 24px 0 32px; display: grid; gap: 12px; }
.ticks li { position: relative; padding-left: 34px; font-weight: 700; }

/* ---------- FAQ ---------- */
.faq { display: grid; gap: 12px; }
.faq details { background: var(--white); border-radius: 14px; padding: 4px 24px; box-shadow: 0 1px 2px rgba(10,44,34,.05); }
.faq summary { cursor: pointer; list-style: none; font-weight: 800; font-size: 18px; padding: 18px 36px 18px 0; position: relative; }
.faq summary::-webkit-details-marker { display: none; }
.faq summary::after { content: "+"; position: absolute; right: 0; top: 50%; transform: translateY(-50%); font-size: 26px; font-weight: 500; color: var(--green-600); transition: transform .2s ease; }
.faq details[open] summary::after { transform: translateY(-50%) rotate(45deg); }
.faq details p { color: var(--muted); padding-bottom: 8px; }

/* ---------- Final CTA ---------- */
.final { background: linear-gradient(120deg, var(--green-800), var(--green-700)); color: var(--white); padding: clamp(56px, 7vw, 84px) 0; }
.final__inner { display: flex; align-items: center; justify-content: space-between; gap: 32px; flex-wrap: wrap; }
.final h2 { font-family: var(--serif); font-weight: 400; font-size: clamp(30px, 3.6vw, 42px); max-width: 640px; }
.final p { color: rgba(255,255,255,.78); margin: 0; }
.final__actions { display: flex; gap: 14px; flex-wrap: wrap; }

/* ---------- Footer ---------- */
.footer { background: var(--green-900); color: rgba(255,255,255,.72); padding: 64px 0 28px; font-size: 15px; }
.footer a { color: rgba(255,255,255,.88); text-decoration: none; }
.footer a:hover { color: var(--gold); }
.footer__grid { display: grid; grid-template-columns: 1.6fr 1fr 1fr 1fr; gap: 32px; }
.footer__brand { font-family: var(--serif); font-size: 22px; color: var(--white); }
.footer__label { font-size: 12px; font-weight: 800; letter-spacing: .14em; text-transform: uppercase; color: var(--gold); }
.owned--footer { margin-top: 12px; }
.footer__legal { border-top: 1px solid rgba(255,255,255,.1); margin-top: 40px; padding-top: 24px; font-size: 13px; color: rgba(255,255,255,.55); }

/* ---------- Mobile sticky bar ---------- */
.mbar { display: none; }

/* ---------- Reveal motion ---------- */
.reveal { opacity: 0; transform: translateY(18px); transition: opacity .7s ease, transform .7s ease; }
.reveal.in { opacity: 1; transform: none; }
.no-js .reveal { opacity: 1; transform: none; }

@media (prefers-reduced-motion: reduce) {
  html { scroll-behavior: auto; }
  .reveal { opacity: 1; transform: none; transition: none; }
  .btn, .svc { transition: none; }
}

/* ---------- Responsive ---------- */
@media (max-width: 1080px) {
  .nav { display: none; }
  .header__cta { margin-left: auto; }
}
@media (max-width: 920px) {
  .hero__grid, .about { grid-template-columns: 1fr; }
  .steps, .cards, .reviews { grid-template-columns: 1fr; }
  .cards { grid-template-columns: 1fr 1fr; }
  .footer__grid { grid-template-columns: 1fr 1fr; }
  .about__visual { max-width: 420px; }
  .about__badge { right: 12px; }
}
@media (max-width: 640px) {
  body { font-size: 16px; padding-bottom: 76px; }
  .header__inner { min-height: 62px; }
  .header__phone, .header__cta .btn { display: none; }
  .brand__text { font-size: 19px; }
  .hero__actions .btn { width: 100%; }
  .field-row { grid-template-columns: 1fr; gap: 0; }
  .cards { grid-template-columns: 1fr; }
  .strip__grid { grid-template-columns: 1fr 1fr; }
  .strip__grid div:nth-child(3) { border-left: 0; }
  .strip__grid div:nth-child(n+3) { border-top: 1px solid var(--line); }
  .final__actions, .final__actions .btn { width: 100%; }
  .footer__grid { grid-template-columns: 1fr; }
  .mbar {
    display: grid; grid-template-columns: auto 1fr; gap: 10px;
    position: fixed; left: 0; right: 0; bottom: 0; z-index: 60;
    padding: 10px 16px calc(10px + env(safe-area-inset-bottom));
    background: rgba(255,255,255,.97); border-top: 1px solid var(--line);
    box-shadow: 0 -8px 24px rgba(10,44,34,.10);
  }
  .mbar a { display: flex; align-items: center; justify-content: center; gap: 8px; border-radius: 999px; font-weight: 800; text-decoration: none; padding: 14px 20px; }
  .mbar__call { background: var(--green-100); color: var(--green-800); }
  .mbar__call svg { width: 18px; height: 18px; fill: currentColor; }
  .mbar__book { background: var(--gold); color: var(--green-900); }
}